Which is not a reason insurers limit disability income benefits to 70% or less of the insured's past earnings?

a) insurers limit the benefits simply because it keeps their expenses down.
b) the full income is not paid in order to reduce malingering.
c) the insurer considers other sources of disability income in order to prevent overinsurance.
d) insurers limit the length of the benefit to encourage the return to work.

What impact did improvements in farming technology near the end of the nineteenth century have on the american economy? a. more energy was needed to power equipment, creating the renewable energy industry. b. less labor was necessary on farms, leading workers to pursue other jobs. c. less money was invested in farming as many locally owned farms went bankrupt. d. more demand for agricultural products reduced the price of food and animal products.

A. spinoza thinks that we human beings are due for what was described in class as an “ontological demotion.” explain this ontological demotion, comparing his view of what we are to a more traditional aristotelian view. (you should concentrate on spinoza’s views on the human body, but be sure to say something about what he thinks the human mind is.) why does he think the demotion is needed? is he right? explain why the demotion matters to the overall project of the ethics.

Japan’s key exports to africa and southwest asia are mostly a) raw materials. b) human capital. c) manufactured items. d) agricultural products.