All of the following terms describe a loss covered by a commercial crime policy, except:
a. covers a loss that was discovered within one year of the termination of the policy period
b. covers a loss that was discovered during the policy period
c. might require the use of a retroactive date
d. covers a loss that did not necessarily occur during the policy period

The following terms describe a loss covered by a commercial crime policy except:

a. Covers a loss that was discovered within one year of the termination of the policy period.

Explanation:

there are conflicting perceptions. what cannot be denied is that despite a long history of discrimination, they finally chose to bow out in grace and handed over power to the majority. it was a painful experience for them to part with their prerogatives and some chose to leave the country. however, they did decide to bite the bullet and go through the process with minimum obstructions.

presently, whites are still a force to reckon with. they are well educated, have technical and business expertise, they understand imperatives of good governance and are responsible for keeping south africa connected with developed countries. despite a bitter history, they are useful team members of the south african team.

even though you have attached neither the chart nor the generalizations, i have located them online. the right answer is d, since they are asking you about a generalization. you can only infer from the chart that between 2008 and 2009 the number of employed workers decreased significantly (from over 115 millions to 107 millions approximately), which signals some type of economic crisis.