The fluid-filled chamber which provides a "home" for the developing fetus, as well as insulation from infection and harm, is the:

Amniotic sac

Explanation:

The amniotic sac is the fluid-filled chamber which provides a "home" for the developing fetus, as well as protection from infection and danger

it is a part of john locke's natural rights popular during the age of enlightenment that people had inalienable rights to life, liberty and property. this was reflected by thomas jefferson in his declaration of independence as rights to life,liberty and the pursuit of happiness.

another line in the declaration of independence is that people have certain rights just because they are human. humans are capable of obeying the three natural rights john locke mentioned making them governable by these laws and therefore entitled to these rights as well.