The expense for an autopsy covered under the physical exam and autopsy provision is paid by

Insurer

Explanation:

Autopsy is the medical examination of the dead body to know about the cause of death and related facts.It can also be related with postmortem.

Insurer is the person or company who sells the insurance policy to people as well as responsible for evaluation of the risk,educating about management of risk and paying claims of the policyholder  person.

Therefore, insurer is the person who will pay the expense for the provision of autopsy and medical exam held on the body as claims are to be paid for the policyholder.

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