Aspecial form of note created when a person deposits money at a financial institution in exchange for the institution's promise to pay back the amount of the deposit plus an agreed-upon rate of interest upon the expiration of a set time period agreed upon by the parties is known as a

certificate of deposit

Explanation:

certificate of deposit state that when one person deposit some amount of money in any financial institution to get some return by applying  some rate of interest.

it is type of form that secured any individual about return after certain amount of time in any financial institution. sometimes certificate of deposit also known as  share certificate which ensured more interest than normal account interest

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