What is a major advantage of using credit unions?
a) they are part of the union process.
b) they offer more services than banks.
c) they offer lower interest rates for savers.
d) they offer lower interest rates for borrowers.

D) They offer lower interest rates for borrowers.

Explanation:

due to lower interest rate on loan, credit union have a major advantage for borrowers. They dont have to pay anything to shareholder and due to this advantage of credit union of non-profit feature, they forward the surplus funds to the respective customers on having deposited accounts.

answer; i believe the answer is 80%, plz check first good luck;