Dmitri sends e-mail to eva marie, promising her a percentage of the amount in a foreign bank account if she will assist in transferring the funds to a u. s. bank account. eva marie forwards her account number, but the funds are never sent. instead, dmitri quickly withdraws the funds in eva marie’s account. this is

identity theft.
cyber fraud.
hacking.
phishing.

Cyber fraud.        

Explanation:

Cyber fraud: Also known as internet fraud, is a type of deception or fraud that uses the Internet and involves hidden information or else provides incorrect or inappropriate information for the motive of tricking victims out of property, inheritance, and money.

Cyber fraud is defined as the use of Internet services to take advantage of victims or to defraud victims. Cybercrime schemes thieve millions of dollars from victims each year.

Cyber fraud should be reported to law enforcement investigative authorities.

i would say b probably

explanation:

may i ask what challenges?