Imagine a world where health insurance doesn't exist. on the upside, you don't have to pay any health insurance premiums! on the downside, if you become sick you're responsible for the full amount of your healthcare. what if you had children? the risk of unknown payments for healthcare would require all of us to save a much larger amount of money to set aside just in case we needed it. this burden would be in which of the following categories? a. loss of needed goods and servicesb. less personal savings to spend on desired itemsc. fear and worryd. need for larger emergency fundsresponse feedback: correct, setting aside money for potential future losses is an emergency fund.

managing the colonial war effort while also forcing for and moving towards america's independence was the major agenda of the debate in course at the second continental congress. the delegates at the congress also adopted the united states declaration of independence, in so doing acting as the ''de facto'' national government of what later became the united states of america

the earth’s crust is broken into separate pieces called tectonic plates (fig. 7.14). recall that the crust is the solid, rocky, outer shell of the planet. it is composed of two distinctly different types of material: the less-dense continental crust and the more-dense oceanic crust. both types of crust rest atop solid, upper mantle material. the upper mantle, in turn, floats on a denser layer of lower mantle that is much like thick molten tar.

each tectonic plate is free-floating and can move independently. earthquakes and volcanoes are the direct result of the movement of tectonic plates at fault lines. the term fault is used to describe the boundary between tectonic plates. most of the earthquakes and volcanoes around the pacific ocean basin—a pattern known as the “ring of fire”—are due to the movement of tectonic plates in this region. other observable results of short-term plate movement include the gradual widening of the great rift lakes in eastern africa and the rising of the himalayan mountain range. the motion of plates can be described in four general patterns:

collision: when two continental plates are shoved together

subduction: when one plate plunges beneath another (fig. 7.15)

spreading: when two plates are pushed apart (fig. 7.15)

transform faulting: when two plates slide past each other (fig. 7.15)

elastic potential energy

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