These types of savings are available as cash that may be withdrawn at any time, it has a low interest rate, and all savings insured by the fdic ( federal deposit insurance corporation).

stocks

bonds

mutual funds

savings account

you probably know the answer. stop asking stupid questions and making me waste my time. j.k. ; )   b.t.w. what are three ratios equivalent to 5 : 11? thx

an informal structure in a bureaucracy would be something like so-called "office politics". where there's a formal structure set up for the organization, but then an informal subculture as well that has a way of organizing the bureaucracy further. this can be positive because it sets up an added degree of organization, albeit informal, within the bureaucracy.