Which statement best explain why humans may have first come to the western hemisphere a. neighboring groups invaded , so the people left. b. glaciers to the east had covered the land c. land to the west had better soil for crops d. animal herds moved, and the people followed

the answer is b. glaciers to the east had overed the land

what is the other part to the question

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time