Banks and other financial institutions use savings deposits to borrowers by a) using deposits to make loans. b) keeping deposits to earn interest. c) saving deposits in a secure vault. d) spending deposits to improve the bank's safety.

the first settlements began along the huang river because of the importance of the huang river in the beginning of china. it goes back to the story, “the tale of emperor yu”, which references the tale of the great flood, which was caused by the huang river and was believed to create and influence china’s making.

aa

explanation:

literally the answer is aa. not kidding. aa is a group.