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Social Studies, 30.06.2019 14:30 christinamonte122

Shelby is struggling to pay her bills. she has a decent paying job, but yet she keeps falling short each month. what is the first thing that shelby should do to fix this situation? a) shelby should analyze her 401k and other retirement plans to see if she can borrow money on them to her get out of debt. b) shelby needs to evaluate both her income and her spending. she then needs to determine if she has an income or spending problem. c) shelby needs to contact friends and family for a loan. perhaps she has a rich relative or parent who can her with her income needs. d) she should request that her employer liquidate her annual vacation pay and add it to her monthly salary. this way shelby will have enough money to pay her bills.

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