99 points. truth-in-lending laws require that banks allow federal reserve examiners to audit their financial activities sellers provide full and accurate information about loan terms banks lend each other funds using the federal funds rate bank holding companies offer the same interest rates at all of their member banks

for many centuries there were important factors which the economies of the muslim empires developed increasingly. they applied economic procedures in production, investment, finance, taxation and property. they used to tax certain goods (for example: harvest), they charged interest on money lent, they signed contracts with merchants; they relied on a common currency, and they used checks as well as promissory notes. with the money collected by means of taxation, the government provided the needy with an income. in addition, trading networks covered huge distances, so far regions started to have contact and exchange goods. this trade network covered areas of asia, africa and europe.