Cynthia has a bachelor’s degree in finance and three years experience in financial planning. she wants to specialize in estate and retirement planning. which certification is most suitable for her? a. certified financial planner b. chartered financial analyst c. chartered financial consultant d. certified public accountant

A. Certified Financial Planner

Explanation:

Also known as an investment advisor, the financial planner is a multispecialist, responsible for guiding his clients to organize or restructure their financial lives according to their goals and needs, combining planning and investments. This professional can help people who are out of balance with their finances, people who don't know how to invest their equity or even work out a plan to keep the client's standard of living the same after retirement.

From this we can state that if Cynthia wishes to specialize in estate and retirement planning, the certification that is most suitable for her would be Certified Financial Planner.

answer: intercourse

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no, dan should reduce his discretionary spending. not long-term goals involve more planning than short-term goals do