Social Studies, 04.11.2019 17:31 anrs14
Which best describes income?
question 1 options:
money borrowed from a credit union.
credit offered on the basis of a person's salary.
money you earn from working or get from investing.
taxes paid to the government based on annual salary.
question 2 (5 points)
question 2 saved
what is the definition of savings?
question 2 options:
money sent to the government as taxes.
money used to pay off loan obligations.
money left over after buying what is wanted or needed
money used to buy things one needs such as shelter and food
question 3 (5 points)
question 3 saved
which is a plan for spending and saving?
question 3 options:
a will
a budget
a savings account
a checking account
question 4 (5 points)
question 4 saved
when an individual invests money in bank accounts, certificates of deposit, or mutual funds, it is called
question 4 options:
real investment
checking account
risking one's savings
a financial investment
question 5 (5 points)
question 5 saved
why might personal saving decisions be important?
question 5 options:
it is more important to spend money than to save it.
spending money on unneeded items can save you money.
saving money can you prepare for unexpected expenses.
having a savings account can you find a better-paying job.
question 6 (5 points)
question 6 saved
what is another word for income earned by selling one's labor to a business?
question 6 options:
duties
fees
taxes
wages
question 7 (5 points)
question 7 unsaved
if eddie has a job, pays his bills on time, has paid his loans back and only has a car payment; would interest on his credit be high or low?
question 7 options:
low
high
question 8 (5 points)
question 8 saved
one's is the creditworthiness factor that is considered when a company looks how a potential borrower has handled loans in the past.
question 8 options:
education
job position
credit history
investment history
question 9 (5 points)
question 9 saved
if ashley has 5 credit cards that are all maxed out, a bank could deny her a loan to buy a house based on her
question 9 options:
access to credit
education history
employment history
delinquent payments
question 10 (5 points)
question 10 unsaved
how do credit companies or banks earn a profit when they loan money?
question 10 options:
by selling stock
by taxing accounts
by charging interest
by loaning to everyone
question 11 (5 points)
question 11 unsaved
other than fees, what is a drawback (negative) to having credit?
question 11 options:
uncertain earning potential
you tend to purchase more things
people cannot get credit
question 12 (5 points)
question 12 unsaved
the fee that is charged for using credit is commonly referred to as
question 12 options:
assets
collateral
interest
penalties
question 13 (5 points)
question 13 saved
common forms of used by consumers are car loans, home mortgage loans, and credit cards.
question 13 options:
bank accounts
savings accounts
investments
credit
question 14 (5 points)
question 14 unsaved
income includes salaries, wages, interest, and dividends.
question 14 options:
true
false
question 15 (5 points)
question 15 unsaved
the process of projecting, organizing, monitoring, and controlling future income and expenses is known as
question 15 options:
government
personal finance
geography
question 16 (5 points)
question 16 unsaved
what medium of exchange is used to buy goods and services?
question 16 options:
credit
investing
saving
money
question 17 (5 points)
question 17 saved
what is not an example of money?
question 17 options:
currency
credit
debit cards
checks
question 18 (5 points)
question 18 unsaved
buy something now and pay for it later. this is known as
question 18 options:
credit
debit
spending
investing
question 19 (5 points)
question 19 unsaved
the amount of money that you owe to lenders is called what?
question 19 options:
bankruptcy
debt
credit
interest
question 20 (5 points)
question 20 unsaved
haley bought a $500 dress using her credit card. by the time she finished paying back the credit card company, haley paid $575 for the dress. the extra $75 was what?
question 20 options:
interest
expenditure
credit
debt
Answers: 3
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Answers: 1
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Answers: 1
Which best describes income?
question 1 options:
money borrowed from a credit un...
question 1 options:
money borrowed from a credit un...
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