Savings accounts usually offer interest rates than checking accounts. it is to access your money in a savings account than in a checking account.

They usually offer higher interest rates, and its harder to access your money when its in a savings account.

The reason it's harder is because savings is for what the name says-- saving. It's in a separate place than your checking, and usually requires going to a bank or ATM.

Checking is for using a debit card, so it's easily accessible by swiping your card and withdrawing immediately. 

Hope this helps!

It’s according to the question. but most of the time the answer is b

Mabey a person hope this hels