Gina started saving for retirement a decade earlier than Rick. As a result, she was able to put less money into her retirement account and have more
money. Which sentence best explains how this is possible?
O A. Gina had a better-paying job than Rick.
O .
B. Gina's savings earned compound interest for more years.
O. C. Gina's contributions were tax-deferred.
D. Gina invested a greater percentage of her income than Rick.