A while back, either james borrowed $12 from his friend rita or she borrowed $12 from him, but he can’t quite remember which. Either way, he is planning to pay her back or ask that she pay him back this afternoon. If he has $42. 80 in his wallet, which equation represents the amount of money he may have after he sees rita? |x – 42. 80| = 12 |x + 42. 80| = 12 |x – 12| = 42. 80 |x + 12| = 42. 80.