20. A semiconductor is a crystalline solid that conducts current under any condition
metallic solid that conducts current under any condition
metallic solid that conducts current under certain conditions
crystalline solid that conducts current under certain conditions

D. crystalline solid that conducts current under certain conditions

Explanation:

Semiconductors are crystalline solids that has the ability to conduct electrical currents but on certain conditions e.g heat. The conduction of semiconductors is less than that of conductors (metals) but more than insulators (nonmetals), hence, they are said to be intermediates of conductors and insulators in terms of electrical conductivity.

Examples of semiconductors are silicon, boron, carbon, germanium, arsenic etc.

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50