Clarissa has a credit card with a limit of $1,000 and pays her balance in full each month. If Clarissa needs a short-term loan, can she use her credit card as collateral at a pawn shop? Why or why not? Select the best answer from the choices provided. A. She cannot use it because a credit card is not collateral. B. If the balance on the credit card is zero, she can use it. C. If the balance on the credit card is $1,000, she cannot use it. D. She can use it if she increases the credit limit.