All of the following are environmental factors that affect human development except

The answer would be

Explanation:

Chromosomes.

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50

answer: at 24 february, 2014 the population gets twice of its initial population.

explanation:

since we have given that

the population for alpha city, t years after january 1, 2004 is given as

first we find out the initial population, i.e. t=0,

so, our quadratic equation becomes,

according to question, we have said that if the population has twice its initial population, then it becomes

so, time taken to reach this above mentioned population is given by

now, we know that time can't be negative so, we take t=9.149 years.

hence, at 24 february, 2014 the population gets twice of its initial population.