The Affordable Health Care Act of 2010 gives insurance companies the right to . terminate coverage for certain illnesses

refuse coverage because of a pre-existing condition

set annual payout limits

limit the maximum lifetime payout

The Affordable Health Care Act of 2010 gives insurance companies the right to refuse coverage because of a pre-existing condition (second option).

Explanation:

Affordable Health Care Act is a legal statute related to the accessibility of medical services and health insurance, enacted by the United States Congress and signed in 2010 by then President, Barack Obama. This law became fully effective in 2014.

One of the powers granted to insurance companies, under the legal statute, is not to give coverage to pre-existing chronic medical conditions from before the law was enacted.

An example of this is that if a person was diabetic before 2010, any complications arising from their chronic condition, such as nephropathy or diabetic retinopathy, will not be covered.

    The other options are not part of the legal estate that derives from Affordable Health Care Act.