Afamily creates a monthly budget based on their combined wages and expenses for one month. use the family’s budget to determine if the family will experience a monetary surplus or shortage for the month. 1). calculate the difference between the total budgeted expenses and total actual expenses. 2). calculate the total surplus/shortage amount for the month. the family sets a goal to deposit a minimum of $1,500.00 into a savings account each month. 3). in two or more complete sentences, describe whether or not your calculations in parts a and b support the family’s goal? include specific monetary values listed in the family’s budget and recommend changes in the family’s variable costs that would allow the family to save more money this month.