If the federal reserve decreases the reserve rate from 5% to 2.5%, how does this affect the amount of money that would result because of fractional-reserve banking from an initial deposit into a bank of $35,000? a. it incraeses the amount by 1,400,000 b. it decreases the amount by 1,400,000 c. it decreases the amount by 700,000 d. it increases the amount by 700,000