Why is it important to choose a bank that is a member of the fdic? a. the fdic is the regulatory body that licenses banks, so a non-fdic bank is illegal. b. the fdic is a union that prevents banks from taking advantage of customers, so you will receive better service with an fdic bank. c. the fdic is a government bureau that insures the money that customers deposit in the bank, so your money is safer in an fdic bank. d. only fdic banks are legally allowed to issue loans, so if you ever anticipate needing a loan, you will need to use an fdic bank.