Michelle's credit card has a 1% introductory apr for 12 months and after that a 19.9% apr for purchases. michelle makes purchases of $150 and plans to pay off her total balance before the grace period ends. her card has a late fee of $35 and an annual membership fee of $0. how much will michelle pay to have a $0 balance on her credit card? select the best answer from the choices provided. $151.50 $150 $148.50 $115