Plz help

Ineed if you could explain and give me the answer you! this needs done

If your annual gross income is $62,000 and you have one monthly car payment of $335 and a monthly student loan payment of $225, what is the maximum house payment you can afford. consider a standard 28% front-end ratio and a 36% back-end ratio. also, to complete your calculation, the annual property tax will be $3,600 and the annual homeowner's premium will be $360.

Which shows a reasonable estimation for 124% of 42 using the distributive property?