The number of claims in one year has a geometric distribution with mean 1.5. Each claim has a loss of 100. An insurance pays zero for the first three claims in one year and then pays 100 for each subsequent claim. Determine the expected insurance payment per year.

The first week samantha learned to read braille, she could read 10 words per minute. in the second week she increased her speed by 20%. in the third week she increased her speed again by another 25%. how many words could she read per minute by the third week? hurry and tell me!