Pasagot po Ng tama brainliest ko..

just keep asking questions until you have a better understanding.

step-by-step explanation:

credit scoring calculations, such as the fico score, look at a few key factors related to your debt. the amount of overall debt you carry, the ratio of your credit card balances to your credit limit (also called credit utilization), and the relation of your loan balances to the original loan amount.

graph #4 (last graph) depict the function   f(x)= -m(x-d)^1/5 i

step-by-step explanation:

we know that

m=slope

but in this function slope is -m that means slope is decreasing and it is decreasing by 1/5 points down the x-axis.

which is shown in graph four

a decreasing slope down x-axis by 1/5 points.

hence 4th graph is the right option for this.