The interest rate on a car loan has decreased 37.2% over the last 10 years and is now 10.5%. What was the rate 10 years ago? (Express your answer rounded correctly to the nearest tenth of a percent!)

A3cm×3cm\greend{3\,\text{cm} \times 3\,\text{cm}} 3cm×3cm start color greend, 3, space, c, m, times, 3, space, c, m, end color greend rectangle sits inside a circle with radius of 4cm\blued{4\,\text{cm}} 4cm start color blued, 4, space, c, m, end color blued . what is the area of the shaded region? round your final answer to the nearest hundredth.