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Mathematics, 20.08.2021 14:00 cestis

Cecelia receives two credit card offers in the mail. Each has a 0% introductory APR. After the introductory period, the first card has an APR of 19.99% and the second card has an APR of 24.99%. If each card has a late fee of $35 and an annual membership fee of $25, which card should she choose and why?

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