You are playing a card game where you have 6 cards in your hand. How many ways are there to have At least 4 spades

More than 1 jack

Exactly 2 red cards

At most 2 face cards

At the beginning of year 1, carlos invests $600 at an annual compound interest rate of 4%. he makes no deposits to or withdrawals from the account. which explicit formula can be used to find the account's balance at the beginning of year 5? what is, the balance?