I need help with all of em please

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

Two language majors, anna and megan, took exams in two languages. anna scored 85 on both exams. megan scored 74 on the first exam and 85 on the second exam. overall, student scores on the first exam had a mean of 82 and a standard deviation of 4, and the second exam scores had a mean of 71 and a standard deviation of 13. a) to qualify for language honors, a major must maintain at least an 85 average across all language courses taken. so far, which of anna and megan qualify? b) which student's overall performance was better?

Benjamin is making bow ties. how many 1/2yards lomg bow ties can he make if he has 18 feet of fabric?