Two banks are running promotions on savings accounts in anticipation of higher interest rates in the future. First National Bank is offering 2.15% interest rates on their savings account, which compounds interest continuously.

First Federal Bank is offering 2.25% interest rates on their savings account, which compounds interest semi-annually.

If you are going to deposit $5000 for four years, which account should you choose? How much more will you earn from the higher-earning savings account?