Please help quickly :D

Which of the following is a cost homeowners insurance does not protect? a. the cost of repair or replacement of a home lost in a natural disaster. b. additional living expenses required while your home is repaired after a disaster. c. replacement costs for all contents in your home, including high cost electronics. d. the cost of medical expenses incurred by somebody getting injured on your property. select the best answer from the choices provided

Which polynomial correctly combines the like terms and expresses the given polynomial in standard form? 8mn5 – 2m6 + 5m2n4 – m3n3 + n6 – 4m6 + 9m2n4 – mn5 – 4m3n3 n6 + 7mn5 + 14m2n4 – 5m3n3 – 6m6 –2m6 – 5m3n3 + 14m2n4 + 7mn5 + n6 14m2n4 + 7mn5 – 6m6 – 5m3n3 + n6 n6 – 6m6 + 7mn5 + 14m2n4 – 5m3n3 show work

Me on this i beg you on this to answer!