Identify the y-intercept of line in the graph?

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Anyone know these questions? i need ,.

In the diagram, be and ad pass throughthe center of circle o, and the area ofsector aoc is 47.45 square units. what isthe area of sector boc? use the value =3.14, and round your answer to two decimalplaces.22.33 square units25.12 square units