Salma is taking out an amortized loan for 72,000 to open a small business and is deciding between the offers from two lenders. She wants to know which one would be the better deal over the life of the small business loan, and by how much. Answer each part. Do not round intermediate computations, and round your answers to the nearest cent. If necessary, refer to the list of financial formulas.

Acompany manufactures large valves, packed in boxes. a shipment consists of 1500 valves packed in 75 boxes. each box has the outer dimensions 1.2 x 0.8 x 1.6 m and the inner dimensions 1.19 x 0.79 x 1.59 m. the boxes are loaded on a vehicle (truck + trailer). the available capacity in the vehicle combination is 140 m3. each valve has a volume of 0.06 m3. - calculate the load factor on the box level (%). - calculate the load factor on the vehicle level (%). - calculate the overall load factor (%).