James lives in San Francisco and works in Mountain View. In the morning, he has 3 transportation options (bus, cab, or train) to work, and in the evening he has the same 3 choices for his trip home. If James randomly chooses his ride in the morning and in the evening, what is the probability that he'll take the same mode of transportation twice?

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.