Victoria has $200 of her birthday gift money saved at home, and the amount is modeled by the function h(x) = 200. She reads about a bank that has savings accounts that accrue interest according to the function s(x) = (1.05)x−1. Explain how Victoria can combine the two functions to model the total amount of money she will have in her bank account as interest accrues after she deposits her $200. Justify your reasoning.