Suppose that you decide to buy a car for $62,000, including taxes and fees. you saved $13,000 for a down payment. the dealer is offering you a choice between two incentives. incentive A is $5000 off the price of the car, followed by a three year loan at 6.85%

incentive B does not have a cash rebate, but provides free financing(no interest) over three years

what is the difference in monthly payments and which is a better deal?