A 4-column table has 2 rows. The first column is labeled item with entries laptop computer, 18.3 CF refrigerator. The second column is labeled rent-to-own payments with entries 150 dollars a month for 12 months, 140 dollars a month for 12 months. The third column is labeled Installment plan with entries 100 dollars and 83 cents a month for 12 months, 80 dollars and 67 cents a month for 12 months. The fourth column is labeled Cash price with entries 1,000 dollars, 800 dollars. A consumer would pay an extra if they used the rent to own program to buy the computer, rather than using cash. For all of the items, using is the cheapest option over the life of the contract. The most expensive overall option is to use to purchase the item.