Kirk used the Quantitative Reasoning Process to build a budget while he is going to college. He worked hard over the summer and saved $3,251.35 to live on during the next two semesters of school. Kirk will receive a scholarship each semester for $1,157.9. If he plans to use up all of his savings while at school, how much money can Kirk spend each month, on average, for things like groceries, entertainment, and miscellaneous items? Assume two semesters equals 8 months total. Also assume Kirk has no other expenses than what he has listed here.

Scholarship for each Semester: $1,157.9

Tuition & Books Cost per Semester: $2,000

Housing Cost for a two-semester Contract: $1,025

If he has money left, what is the average monthly amount Kirk can afford to spend each month?

If he has overspent, what is the average monthly amount Kirk would be in debt each month?

(Indicate this amount with a negative sign)

(Round your answer to the nearest cent)