Roxanne is comparing the monthly payments for a new car at two different car dealerships. Dealership A: The car costs $30,000, and the loan has an annual interest rate of 4.8%.
Dealership B: The car costs $29,800, and the loan has an annual interest rate of 5.4%.

Use the formula to determine the monthly payment for each dealership.

Assume that both interest rates are compounded monthly, there is no down payment, and each loan is for 60 months.