For an A. P. ,The first two term are -3, 4. The 21st term is

35 is an outlier

step-by-step explanation:

both the histogram and the stem and leaf plot will visually show how many shoppers were of various ages within each range of data.   the histogram does not give us the specific ages of these shoppers unlike the stem and leaf plot.a histogram does not give us a true range of the data because we do not know exactly how old the shoppers were. a stem and leaf plot will give exact ages, so we can determine the exact range along with all measures of center and the others measures of center.   with the histogram, we cannot find any of these.

step-by-step explanation:

for certain loans like mortgage loans, lenders scrutinize your debt to income ratio when you are applying for credit because it them evaluate your ability to repay your debts.