When Oski is already reading the notes, with probability a he will decide to switch gears and work on a practice problem, and otherwise, he will decide to keep reading more notes. Conversely, when Oski is already working on a practice problem, with probability b he will think of a topic he needs to review, and will decide to switch back over to the notes; otherwise, he will keep working on practice problems. Assume that (unlike real life, we hope!) Oski never runs out of work to do.

Required:
Draw a 2-state Markov chain to model this situation.

Find the midpoint m of z1=(8+5i) and z2=(12+3i)

If the simple annual interest rate on a loan is 6, what is the interest rate in percentage per month?

Barbara has a good credit history and is able to purchase a car with a low-interest car loan. she co-signs a car loan for her friend jen, who has poor credit history. then, jen defaults on the loan. who will be held legally responsible by the finance company and why? select the best answer from the choices provided. a. barbara will be held legally responsible because she has a good credit history. b. jen will be held legally responsible because she drives the car. c. barbara will be held legally responsible because she is the co-signer. d. jen will be held legally responsible because she has a poor credit history. the answer is a