Mrs chambers is 62 years old and plans to retire. over her life she earned an average of $2,500 per month after adjusting for inflation the formula for calculating the full monthly social security benefits is 90% of the first $680 earned the 32% of the earnings over $680 what will her monthly benefit be if her full retirement benefit is reduced by 30% for retiring at 62 years old a. $1,194.40
b. $994.40
c.$836.08
d.$358.32