Acredit card states that your payment will be a minimum of $15 plus 1% of your unpaid balance. your unpaid balance is $2,365.what is your payment this month?

Alright, to get 1% of his unpaid balance, we can make 1% = 0.01 by moving the decimal place 2 places over. Multiplying 0.01 by 2365 gets 1% of your unpaid balance=23.65. Since we have to add 15 as a base value, we have 
15+23.65=38.65