What is the formula for a finite geometric series and how can you use it in a practical situation?

A finite geometric series is that where the consecutive terms have a fix ratio.

Call r the ratio, An the nth term and An+1 the next term to n, then:

An+1 / An = r

For example, the geometric series, 1, 3, 9, 27, 81, ..

You can verify that

3 = 1* 3
9 = 3 * 3
27 = 9 * 3
81 = 27 * 3

So, the formula is An+1 = An * r, so if you know the first term you can find any other term.

For example, Find the fith term of a geometric series where the first term is 5 and the second term is 25.

r = secont term / first term = 25 / 5 = 5

=> Fifth term = First term * r * r * r * r = First term * r^4 = 25 * 5^4 = 15,625

From this you can also see this valid formula:

An = A1 * r^ (n-1).

So now you have two equivalent formulas:

An+1 = An * r, which is called recursive formula, and
An = A1 * r ^ (n-1), which is called explicit formula

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