jill has a balance of $5,000 on her credit card with an annual interest rate of 15%. to pay off the $5,000 in three years, jill will have to make a minimum payment of $173.33 per month. to pay off the $5,000 in five years, jill will have to make a minimum payment of $118.95 per month. how much more does jill have to pay when the length of the loan changes from 3 years to 5 years?

a) $1,239.88 b) $1,957.68 c) $2,137.00 d) $897.12