Tom henderson takes out a $120,000 mortgage. he paid 1.6% of the loan amount in closing costs and $8,962.49 in total interest the first year of the loan.

what are tom's closing costs? $
if the apr is (interest for one year plus closing costs) ÷ (amount financed), what was the apr for that year? %
if the apr is (interest only for one year) ÷ (amount financed), what was the apr (to the nearest tenth) for that year? %